Join the fight against poverty by supporting micro-businesses in the Maritime Region of Togo.
Join the fight against poverty by supporting micro-businesses in the Maritime Region of Togo. With small loans, training, and coaching, we’re helping entrepreneurs in this poverty-affected area thrive and create sustainable livelihoods. Our inspiring partners, especially women, are transforming their communities through entrepreneurship.
Potential for Business Loans
In rural Togo, small-scale entrepreneurs often face financial constraints, leaving them with limited options to launch or expand viable businesses. Through Action10’s program, these entrepreneurs receive small loans designed for growth, supported by business training, coaching, and regular monitoring.
Since our program started, our partner Human Rights & Science ( HR&S) has collaborated with nearly 200 women and men. Women, in particular, form cooperative groups, ensuring collective responsibility and mutual support for loan repayment.
Moving into the second phase of our initiative, Action10 and HR&S aim to secure a capital of EUR 15,000 per programme by 2025. This increased funding will enable us to broaden our reach, empower more entrepreneurs, and foster lasting economic growth in the communities we serve.
Real Entrepreneurs – Real Impact
Our beneficiaries run diverse ventures:
- Agricultural produce: maize, beans, yams, fruits, and rice sales
- Services: tailoring, hairdressing, and local bar operations
- Retail: selling bags, clothes, shoes, and even goats
These micro-businesses have grown thanks to consistent coaching, financial literacy workshops, and supportive community networks. The loans repaid on time enable Action 10 to reinvest in the next aspiring entrepreneur.
Challenges
Limited loan amounts hinder expansion opportunities for existing businesses and create unmet demand for new entrepreneurs wishing to join HR&S. The current maximum of 80,000 CFA (≈ EUR 120) is insufficient for ventures requiring larger capital, slowing both individual growth and overall program impact. Our program in Togo has also encountered occasional repayment delays, which hamper the program’s ability to reinvest loan interest in new initiatives. At the same time, local managers need consistent support and training to maintain accurate records and ensure timely repayments, underscoring the importance of capacity-building and additional funding.
Support Action 10 now! Here are Two ways you can join us in supporting Togo’s rural entrepreneurs
About Togo
Rural Togo has long struggled with limited financial services and insufficient business education, leaving many driven entrepreneurs without the capital or guidance they need to succeed. By bridging this gap, Action10 and HR&S Togo are able to foster local economic growth, strengthens communities, and demonstrates how small investments can yield transformative results.